Modern Merchant Onboarding
Resolve the bottlenecks in your process to verify and approve businesses faster than ever
Innovative Solutions Offering Speed and Security
New tools to easily onboard new merchants
Reduce Boarding Costs
Dynamically adjust rules to support requirements from tech and marketing
Automatic Approvals
Increase approvals using sophisticated risk & identity rules engine
Improve Profitability
Identity and document verification to reduce manual intervention
On-Brand Merchant Signups
White label flows to seamlessly fit within your process
- Provide a consistent branded experience
Incorporate promotional messages to drive engagement and upsell customers
Deploy custom flows for yourself and partners with rules tailed to specific needs


Lift Approval Rates
Increase KYB success for micro and SMB merchants with an additional identity check
- Verify directors of companies with thin files
- Add 2FA and MFA to reduce spam
- Focus on quality applicants while weeding out fraud
Enrich Company Data
Keep your merchant onboarding smooth while Gratify enriches from data behind the scenes
- Automatically verify the data during signup
AI and sophisticated tooling to take risk-based steps to issue confident decisions
Apply decision rules using the enriched data packet to replace the slow manual processes


KYB using Your Rules
Customizable rules that fit your risk profile while maintaining compliance at speed
- Custom tailored KYB based on regulatory needs
- Quickly deploy new iterations without breaking processes
- Set rules to reduce financial loss and safeguard reputation
Auto Accept and Deny
A sophisticated rules engine to automate merchant approvals to accelerate decisions
- Handle surges in request volume without additional resources
- Ensure consistency across all decisions
- Great reporting to keep your students on track

Outputs for Your Whole Team
Generate clear, actionable outputs from the onboarding process that your entire team can utilize
Informed Decision Making
Provide comprehensive insights into merchant activities, verifications and approvals, enabling better cohesiveness based on solid data.
Enhanced Reporting
Use your onboarding data toreporta at every level of your organization. From approval rates, to fraud trends, we've got you covered.
Streamlined Workflows
Automate data flows between departments, reducing bottlenecks and improving overall operational efficiency across your organization.
Provide comprehensive insights into merchant activities, verifications and approvals, enabling better cohesiveness based on solid data.
Enhanced Reporting
Use your onboarding data toreporta at every level of your organization. From approval rates, to fraud trends, we've got you covered.
Streamlined Workflows
Automate data flows between departments, reducing bottlenecks and improving overall operational efficiency across your organization.
